How Do You Go After Someone Who’s Scammed You?

Falling victim to a scam can be a frustrating and emotionally draining experience. Whether you’ve been tricked out of personal information, savings, or even access to your computer, you might be wondering what steps you can take to recover your losses and hold the scammer accountable. 


While getting your money back entirely isn’t always guaranteed, even after a fraud investigation, there are actions you can take to go after scammers, mitigate the damage and prevent it from happening again. 

Steps to Take After Encountering a Scam

The specific steps you should take will vary depending on the nature of the scam. However, the below steps form the core of responding to any scam:

1. Stop All Communication

Cease all contact with the scammer immediately. Don’t respond to emails, texts, or calls, as this might encourage them to target you further or attempt to extract more personal details.

2. Report the Scam

Next, report the fraud to the appropriate authorities, including:


  • Your local police – File a report with your local police station. This report will create a record of the incident and may be helpful if law enforcement decides to pursue an investigation.
  • Action Fraud – You can report the scam to Action Fraud, the UK’s national fraud reporting centre. They’ll investigate your case and provide you with a crime reference number.
  • Citizens Advice – For free, confidential advice on dealing with UK scams, contact Citizens Advice.


Make sure to collect and preserve any evidence related to the scam, such as emails, text messages, voicemails, or cold calls you received. This evidence will be crucial if you decide to pursue legal action against the scammer or if law enforcement agencies need additional information.

3. Secure Your Accounts

After being scammed, it’s essential to take steps to protect yourself from further harm: 


  • Change your passwords – If you’ve shared any passwords or banking details with the scammer, update them immediately on all affected accounts. Consider using a password manager to create strong, unique passwords for all your online accounts.
  • Contact your bank or credit card company – Inform your bank or credit card company about the scam, particularly if you’ve made any payments to the scammer. They might be able to help you recover your lost funds and can also place fraud alerts on your accounts.
  • Update your cyber security – If the scammer gained access to your computer or personal information, run a virus scan and update your security software.

4. Check if You Can Get Your Money Back

Depending on the type of scam and the payment method used, you may be able to get your money back.


  • Contact third parties – If you paid the scammer through a money transfer service like Western Union or a gift card, contact the company to report the fraud and see if they can help you recover your funds. Unfortunately, recovering money lost through gift cards can be difficult.
  • Chargebacks – If you paid with a credit card, you may be protected under Section 75 of the Consumer Credit Act. This makes the credit card company jointly liable for any misrepresentation or breach of contract in a debtor-creditor-supplier agreement. If you paid via a bank transfer or wire transfer, contact your bank immediately to see if they can recover the funds.

5. Recover from the Emotional Toll

Falling victim to a scam can be a stressful experience. If you’re feeling overwhelmed or embarrassed, consider talking to someone you know like a trusted friend or family member. Alternatively, you can seek support from a victim support organisation.

6. Warn Others and Stay Vigilant

Finally, it’s essential to warn others about the scam you encountered so they can stay safe. Share your experience with friends, family, and relevant organisations to raise awareness and prevent others from being victimised. 


Additionally, stay vigilant and educate yourself on the different types of scams and how to recognise them.

How Private Investigators Can Help With Scams

Being scammed can be a devastating experience, leaving you feeling violated and unsure where to turn. If you don’t want to tackle the situation alone or feel you require specialised help, private investigation services can be powerful tools in helping you recover from a scam and potentially even bring the perpetrator to justice.


Experienced investigators are skilled at following the money trail and uncovering hidden agendas. Whether you’ve been targeted by online dating scams, fake companies, or any other type of fraud, they can uncover the perpetrator’s identity and location. This information can be crucial for holding them accountable and potentially recovering your losses.


Typical fraud investigation services (including online fraud) include:


  • Detailed investigations – Operatives use various techniques to build a strong case, including witness interviews, data analysis, and background checks.
  • Global reach – Fraudsters often operate across borders, but a service’s international network allows its investigators to pursue leads wherever they may go.
  • Legal support – Investigators work alongside legal professionals to ensure your case is presented effectively and that all evidence is properly documented.

Don’t Let Scammers Win

Dealing with a scam can be frustrating and emotionally taxing, but by taking the right steps, you can increase your chances of recovering your lost money and holding the scammer accountable. Remember, you’re not alone in this situation, and there are resources available to help you navigate the process.

Specialist Fraud Assistance from Global Investigations

At Global Investigations, our experienced private investigators specialise in investigating various types of fraud and scams. We can assist you in gathering evidence, tracing the scammer’s activities, and supporting you through the legal process. Our expertise in asset tracing and recovery can also help you recover any misappropriated funds or assets.


Don’t hesitate to reach out if you’ve been a victim of a scam. Our dedicated team will work tirelessly to ensure you receive the support and guidance you need during this challenging time.

Don't Go Just Yet!

We are the highest rated private detective firm in the UK, trading  for over 29 years. Your confidentiality is prerequisite with all we do and your case will be handled with the utmost care. Ask us anything and we will be happy to assist, with no obligation to proceed at all.